Who Has Cheap Auto Insurance for Nurses in Columbus?

The make and model of vehicle that needs insurance is probably the most important factor in finding the best coverage for nurses. Vehicles with average performance, good safety features, or low incidents of liability claims will cost much less to insure than fast, unsafe models.

The data below illustrates coverage rates for a selection of the more affordable vehicles to buy coverage for.

Cheapest Vehicles to Insure in Columbus, OH
Insured Vehicle Estimated Cost for Full Coverage
Ford Escape XLT 4WD $1,308
Honda Accord LX-P 4-Dr Sedan $1,403
Ford F-150 XLT Regular Cab 2WD $1,405
Ford Explorer XLT AWD $1,433
Honda CR-V EX-L 2WD $1,482
Toyota Tacoma 2WD $1,487
Chevrolet Malibu Hybrid $1,515
Toyota RAV4 Limited 4WD $1,523
Volkswagen Jetta S 2.5 Station Wagon $1,528
Toyota Prius $1,561
Nissan Rogue SL 2WD $1,622
Kia Optima LX $1,627
GMC Sierra 3500HD SLT Extended Cab 2WD $1,655
Chevrolet Impala LT $1,660
Jeep Grand Cherokee Laredo 2WD $1,667
Nissan Altima 2.5 4-Dr Sedan $1,660
Jeep Wrangler Unlimited Sport 4WD 4-Dr $1,698
Chevrolet Equinox LT 2WD $1,711
Dodge Grand Caravan Hero $1,718
Toyota Camry LE $1,711
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Above prices assume single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Ohio minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, homeowner, and claim-free. Rates do not factor in garaging location in Columbus, OH which can lower or raise prices greatly.

Looking at the rates, makes and models like the Ford Escape, Honda Accord, and Ford F-150 are most likely going to be a few of the more affordable vehicles to insure for health professionals.

For health professionals, one of the more important components that aid in calculating insurance cost is where you call home in Columbus. Cities with more crime and/or more people will most likely have higher rates, whereas more rural areas benefit from lower prices.

The illustration below rates the highest-priced places in Ohio for nurses to purchase car insurance in. Columbus shows up at #4 with the yearly price of $1,211 on average, which is around $101 each month.

Car insurance prices in Columbus
Rank City Annual Premium
1 Toledo $1,279
2 Cleveland $1,272
3 Youngstown $1,247
4 Columbus $1,211
5 Cleveland Heights $1,202
6 Cincinnati $1,174
7 Dayton $1,142
8 Euclid $1,140
9 Akron $1,135
10 Hamilton $1,135
11 Fairfield $1,085
12 Newark $1,063
13 Lakewood $1,063
14 Springfield $1,061
15 Canton $1,058
16 Middletown $1,055
17 Strongsville $1,041
18 Parma $1,037
19 Beavercreek $1,027
20 Cuyahoga Falls $1,027
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Price information shown is comparative as specific Columbus zip code can affect prices noticeably.

Establishing which insurers offer the cheapest auto insurance rates for nurses requires a tad more effort in order to find a policy that fits your budget. Each auto insurance company uses a little different formula for setting rates, so let’s look at the rankings for the most competitive auto insurance companies in Ohio.

It’s important to understand that Columbus auto insurance rates are impacted by many factors that may substantially change the cost of your policy. Simply getting older, moving to a new city, or getting a ticket for running a stop sign may generate price changes that may make certain companies more affordable than others.

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Ohio auto insurance company rankings
Rank Company Cost Per Year
1 Utica National $628
2 Erie $661
3 Allied $676
4 Frankenmuth $708
5 Travelers $733
6 USAA $741
7 Merchants Insurance Group $748
8 Cincinnati Insurance $749
9 Motorists Mutual $800
10 Grange Mutual $804
11 General Casualty $813
12 Central Mutual $840
13 State Farm $885
14 Hastings Mutual $893
15 Atlantic States $913
16 Westfield $918
17 Western Reserve $941
18 Progressive $953
19 Nationwide $988
20 Auto-Owners $998
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Utica National normally has some of the lowest car insurance rates in Columbus at around $628 each year. Erie, Allied, Frankenmuth, and Travelers would also make the list of some of the best Columbus, OH auto insurance companies.

In the above example, if you currently have coverage with Frankenmuth and switched to Erie, you could realize a yearly price reduction of around $47. Policyholders with Travelers may save as much as $72 a year, and USAA policyholders might lower prices by up to $80 a year.

To find the cheapest coverage for you, click here to get quotes or feel free to get quotes from the companies below.

It’s important to note that these prices are averaged for all drivers and vehicles and are not factoring in a specific zip code for nurses. So the insurer that is best for you may not even be in the top 33 companies in the list above. That’s why you need to get rate quotes from many companies using your own personal information and vehicle type.

The chart below highlights how deductible selection can increase or decrease annual premium costs when quoting cheap insurance for nurses. The data assumes a single male driver, comp and collision included, and no discounts are taken into consideration.

A 30-year-old driver could lower their car insurance rates by $210 a year by changing their physical damage coverage from a $100 deductible up to a $500 deductible, or save $318 by changing to a $1,000 deductible. Youthful drivers, like the Age 20 category, could shave $612 annually by using higher deductibles when buying full coverage. When using a larger deductible, it is necessary to have emergency funds available to offset the extra out-of-pocket expense, which deters some drivers from choosing higher deductibles.

Ending up with a highly-rated auto insurance company is hard considering how many companies sell insurance in Ohio. The company information shown below could help you pick which car insurance providers you want to consider comparing prices from. These rankings are only comprised of companies with a nationwide focus, so companies with more of a regional focus are not factored into these rankings.

Top Ten Auto Insurance Companies for Nurses in Columbus, OH
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 99 100 90 92% A++ 97.4
21st Century 89 86 100 88% A 92.7
GEICO 97 91 88 85% A++ 92.5
Nationwide 88 94 91 88% A+ 91.3
AAA Insurance 93 87 88 87% A 90.8
Liberty Mutual 91 91 92 87% A 90.7
Safeco Insurance 90 93 88 86% A 90.2
State Farm 91 94 80 88% A++ 90.2
Travelers 89 91 94 79% A++ 90.1
American Family 88 92 83 88% A 89.4
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Data Source: Insure.com Best Car Insurance Companies

Tips to find low-cost car insurance for nurses

Lowering your rates is not difficult, and here are some of the recommended thrifty solutions that can help Columbus drivers buy cheaper auto insurance.

The last suggestion is particularly vital, as we noted in the prior article. Car insurance prices fluctuate constantly, so drivers shouldn’t be reluctant to buy a policy from a new company if you can save money.

Many drivers tend to have loyalty to a certain company, but it isn’t a good idea if your bullheadedness ends up costing you lots of hard earned cash every month. If you have a few minutes, compare prices to find cheaper car insurance for nurses in Columbus.

If you would rather have some professional guidance when shopping around for cheaper insurance for nurses, the insurance agencies listed below can most likely help you determine which auto insurance coverages would be the best in your situation. To find an agent closest to you, click the button below the list or click here to compare rates now.

More insurance agents in Columbus, OH