Really, the only way to find cheaper prices for Mitsubishi Outlander insurance in Columbus is to start doing an annual price comparison from different companies that insure vehicles in Ohio.
- Read about individual coverages and the things you can control to drop your rates. Many factors that cause high rates like speeding tickets, accidents and a bad credit rating can be amended by making minor changes in your lifestyle.
- Compare rates from independent agents, exclusive agents, and direct companies. Exclusive and direct companies can only provide price estimates from a single company like GEICO or Allstate, while independent agencies can provide prices from multiple sources.
- Compare the quotes to your current policy premium to determine if you can save on Outlander insurance. If you can save some money, make sure coverage is continuous and does not lapse.
An important part of this process is to try to compare similar limits and deductibles on every quote request and and to get rates from as many auto insurance providers as possible. Doing this ensures a level playing field and maximum price selection.
Remarkably, a study showed that a large majority of drivers renewed their policy with the same company for at least the last four years, and about 40% of consumers have never quoted car insurance rates at all. Drivers in Ohio could cut their rates by nearly $700 a year by just comparing rate quotes, but most undervalue the actual amount they would save if they switched to a cheaper policy.
Pricing the most affordable policy in Columbus is simple if you know the tricks. If you have a current insurance policy or just want a better rate, use these tips to lower your rates and still have adequate protection. Shoppers just need to use the fastest way to compare different rates from multiple carriers.
Finding cheaper insurance rates is pretty simple and can save money. Consumers just need to take a few minutes to compare rates to see which company has low cost Columbus car insurance quotes.
Online shopping is fast and free, and it replaces the need to drive around to and from local insurance agencies. Quoting Mitsubishi Outlander insurance online eliminates the middleman unless you have a complicated situation and need the trained guidance that can only be provided by a licensed insurance agent. Drivers can get the lowest quotes online but purchase the actual policy in an agency.
The companies shown below are ready to provide price comparisons in Ohio. If multiple companies are shown, we recommend you click on several of them to find the most affordable auto insurance rates.
Mitsubishi Outlander insurance analysis
The rate table shown next showcases estimates of coverage prices for Mitsubishi Outlander models. Knowing how insurance quotes are figured helps drivers make informed decisions when comparing rates.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Outlander ES 2WD | $162 | $238 | $252 | $14 | $76 | $742 | $62 |
| Outlander SE 4WD | $162 | $238 | $252 | $14 | $76 | $742 | $62 |
| Outlander SE 4WD | $162 | $238 | $252 | $14 | $76 | $742 | $62 |
| Outlander SE 2WD | $162 | $238 | $252 | $14 | $76 | $742 | $62 |
| Outlander SE 2WD | $162 | $238 | $252 | $14 | $76 | $742 | $62 |
| Outlander ES 4WD | $162 | $238 | $252 | $14 | $76 | $742 | $62 |
| Outlander XLS 2WD | $184 | $280 | $252 | $14 | $76 | $806 | $67 |
| Outlander XLS 4WD | $184 | $280 | $252 | $14 | $76 | $806 | $67 |
| Outlander GT-S AWC 4WD | $184 | $280 | $252 | $14 | $76 | $806 | $67 |
| Outlander GT-S AWC 4WD | $184 | $280 | $252 | $14 | $76 | $806 | $67 |
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Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Ohio minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, claim-free, and multi-vehicle. Price estimates do not factor in specific location which can impact premium rates considerably.
The chart below shows how different deductible levels and can raise or lower Mitsubishi Outlander yearly insurance costs for each age group. The premiums are based on a single female driver, full coverage, and no discounts are applied.
Can’t I compare prices from local Columbus auto insurance agents?
Some people prefer to sit down with an agent and that can be a great decision Licensed agents can point out coverage gaps and help you file claims. The best thing about comparing auto insurance online is that you can find the best rates and still buy from a local agent. Buying from neighborhood insurance agencies is important especially in Columbus.
After filling out this short form, your coverage information is sent to local insurance agents in Columbus who can give free rate quotes for your insurance coverage. You won’t need to search for any insurance agencies since rate quotes are delivered instantly to you. In the event you want to get a comparison quote for a specific company, don’t hesitate to search and find their rate quote page to submit a rate quote request.
When finding a good Columbus insurance agent, you must know there are a couple types of insurance agents that you can choose from. Auto insurance policy providers can either be independent or exclusive. Either type can insure your vehicles properly, but it’s good to learn how they are different because it can factor into your selection of an agent.
Independent Auto Insurance Agents (or Brokers)
Agents of this type can quote rates with many companies and that allows them to write policies with multiple insurance companies and possibly get better coverage at lower prices. If your premiums go up, the agent simply finds a different carrier and you won’t have to switch agencies.
If you are trying to find cheaper rates, we recommend you get rate quotes from a few independent agents so that you have a good selection of quotes to compare.
Featured below is a short list of independent agents in Columbus who may be able to give you comparison quotes.
AA Affordable Insurance Agency of Ohio
1180 W Broad St – Columbus, OH 43222 – (614) 221-7007 – View Map
Nationwide Insurance: Robert L Smith
4942 Reed Rd – Columbus, OH 43220 – (614) 451-2232 – View Map
Pfeifer-Ornstein Insurance Agency
3291 E Main St – Columbus, OH 43213 – (614) 235-7050 – View Map
Exclusive Agencies
These type of agents can only place business with one company such as Allstate, Farmers Insurance, State Farm, and AAA. Exclusive agents are unable to provide rate quotes from other companies so they have no alternatives for high prices. Exclusive agencies receive a lot of sales training on what they offer which helps overcome the inability to quote other rates.
Below is a short list of exclusive insurance agencies in Columbus that are able to give price quote information.
Bill Alsnauer – State Farm Insurance Agent
2500 W Dublin Granville Rd – Columbus, OH 43235 – (614) 764-2411 – View Map
Meghan Humphreys – State Farm Insurance Agent
3468 N High St a – Columbus, OH 43214 – (614) 754-9855 – View Map
Bud Kulp – State Farm Insurance Agent
1707 Bethel Rd – Columbus, OH 43220 – (614) 459-2424 – View Map
Choosing the best insurance agency requires you to look at more than just the premium amount. These questions are important to ask:
- What insurance companies do they recommend if they are an independent agent?
- Are they paid to recommend certain coverages?
- Does the agency have a good rating with the Better Business Bureau?
- What insurance companies do they work with in Columbus?
- Does the company have a solid financial rating?